GMMI INTERNATIONAL MEDICAL INSURANCE BENEFIT UPDATES

GMMI Benefit Updates for 2012

Treatment Received in the US and Canada

Outpatient:

• PPO Provider: Reduce Deductible 50% (to a maximum reduction of $2500). 100% coinsurance
• Non PPO Provider: Subject to Full Deductible and 80/20 - $5000 coinsurance

Inpatient - Emergency Treatment:

• PPO Provider: Reduce Deductible 50% (to a maximum reduction of $2500). 100% coinsurance
• Non PPO Provider: Subject to Full Deductible and 80/20 - $5000 coinsurance

Inpatient- Non-Emergency Treatment:

• Medical Concierge Provider: Reduce Deductible 50% (to a maximum reduction of $2500). 100% coinsurance
• Non PPO Provider: Subject to Full Deductible. 100% coinsurance
• Non PPO Provider: Subject to Full Deductible and 80/20 - $5000 coinsurance

Definition of Area 2

Current: Worldwide Excluding the U.S. and Canada

Change: Worldwide excluding US, Canada, China, Japan, Macau, Taiwan, Hong Kong, Singapore

Hospital Room and Board

Current:	All coverage areas	Semi-private	- URC
Change:	U.S. & Canada	Semi-private	- URC
	Outside the U.S. & Canada:	Semi-private	- URC
	- Gold (1-36th month) & Gold+	Private - Up to 150% of Semi-private room rate
	- Silver	Private - Up to $600 daily maximum

Daily indemnity

Current: Silver, Gold, Gold+, Platinum Rider - $100 / day at an annual cost of $100 per insured

Change: Silver, Gold, Gold+, Platinum Rider - $100 / day at an annual cost of $100 per insured, with option to purchase up to 2 increments for a total of $200/day at an annual cost of $200 per insured

Family Matters® Maternity Program (through ACM)

• Designed to provide enrollees with educational information on their pregnancy and suggestions for a healthy lifestyle for the mom and family
• Initial pregnancy assessment – to identify potentially high risk pregnancies
• Placement in the Case Management Program - if considered a high-risk pregnancy
• Complimentary copy of the book "What to Expect When You’re Expecting"
• Additional pre and post-natal care information for the mother and expectant family
• To take advantage of this benefit, client has to notify us in their 1st trimester of pregnancy or as soon as they can.

Current: Not offered

Change: Added to Silver, Gold, Gold+ Maternity rider / included in Platinum

• 
  • CAREER - GMMI
    (SILVER, GOLD, PLATINUM)
  • SHORT-TERM TEAM
  • TRAVEL INSURANCE
    • OUTREACH INTERNATIONAL
    • OUTREACH AMERICA
    • PATRIOT INTERNATIONAL
    • PATRIOT AMERICA
    • PATRIOT T.R.I.P.
    • SKY RESCUE
    • SPORTS (EXTREME) COVERAGE
  • CAREER - GLOBAL MEDICAL
  • MISSION PLUS INTERNATIONAL
  • MARINE MEDICAL
  • UNIQUE & SPECIAL NEEDS
  • GROUP INSURANCE
  • ADDITIONAL INSURANCE PLANS